Up to $15,000 in buyer credits. Seller is contributing $10,000 toward a rate buydown, and this address qualifies for an additional $5,000 lender credit toward closing costs - usable with FHA, USDA, VA or Conventional financing. Ask about layering Washington State Housing Finance Commission down payment assistance on top. Qualified buyers may get in for very little out of pocket. Move-in ready new construction! Tucked away off the road in a highly private cul-de-sac surrounded by newer homes, this 3-bed, 1.75-bath retreat is a must-see. Designed for maximum comfort, the home features a high-efficiency heat pump for year-round AC and heating, plus upgraded insulation and air-tightness for lower utility bills and exceptional noise dampening. Inside, the kitchen and baths feature vaulted ceilings and elegant quartz countertops, while a spacious pantry provides convenient storage and laundry hookups. The primary bedroom includes an attached en-suite, and the full guest bath offers a shower and tub. Step outside to a huge, flat, fully fenced backyard that backs up to a serene greenbelt, offering a rare level of outdoor privacy and space. Enjoy easy access to local schools, Bellingham, the border, and Mt. Baker for all your outdoor adventuring.