Seller financing is available! Imagine owning a custom 4-bedroom island retreat with sweeping water views… plus an extra ~8,276 sq ft lot next door-included at no additional cost. Just 15 minutes by ferry from Everett, this custom-built waterview 4-bed, 2-bath home on Hat Island is your turnkey escape to true Pacific Northwest island living. Accessible by the Hat Island passenger ferry or your own boat, it offers the rare combination of privacy, natural beauty, and community amenities-without a single commercial building in sight. Enjoy panoramic water views, a short walk to the beach and marina, and the quiet charm of an island with its own golf course, fishing pond, and abundant wildlife. What truly sets this property apart is the bonus 8,276 sq ft Lot 27 being added for free-giving you room for future expansion, guest space, a shop, or simply extra privacy and investment upside (buyer to verify). The home itself can be sold furnished, making it an incredible plug-and-play vacation home, short-term rental, or full-time getaway. Opportunities to secure a quality custom home plus an additional lot on Hat Island almost never come up. If you've been waiting for a rare Hat Island package with views, beach access, amenities, and serious long-term potential, this is it. Reach out today to schedule your private showing and learn more about the included extra lot before this one-of-a-kind island retreat is gone.