Rare financing opportunity! Eligible qualified buyers-including those who are not veterans-may assume the seller's VA loan with an outstanding balance at just 2.75%, offering significant monthly savings compared to today's interest rates. Set on over an acre with irrigation water just minutes from downtown, this 3,600+ sq ft home offers space, privacy, and exceptional flexibility. The property also offers potential for future division into two parcels (buyer to verify feasibility with local authorities). The main level features three bedrooms, an eat-in kitchen, and open living and dining areas filled with natural light. The expansive backyard is designed for entertaining and relaxation with a large deck and an outbuilding with covered seating-ideal for a future outdoor kitchen or gathering space. A 600 sq ft shop/storage area off the kitchen provides excellent workspace, storage, or potential ADU conversion. The versatile basement offers endless possibilities for a family room, guest quarters, home office, or additional bedrooms. RV parking, a 2-car covered carport, convenient access to the public boat launch, and a new roof installed in 2021 complete this unique property.