No HOA. No condo fees. Just fee-simple ownership in the heart of downtown Bellingham. This 2017-built townhouse sits in the coveted Lettered Streets neighborhood - walkable to restaurants, cafes, shops, and everything that makes Bellingham's urban core worth living in. Two spacious bedrooms, 1.5 baths, fresh interior paint, and new carpet throughout deliver a move-in ready experience with quality finishes at every turn. Tile entry and bathrooms, sleek quartz countertops, and an open-concept main floor filled with natural light make this feel like a home, not a compromise. Step out to your private balcony for morning coffee or an evening wind-down. Year-round comfort is handled by energy-efficient mini-split heat pumps with A/C - a genuine luxury in the Pacific Northwest. Outside, a private grassy yard is ready for gardening, pets, or simply having outdoor space that's actually yours. The oversized 1-car garage fits your mountain bikes, workout gear, and still has room left over - plus a 50-amp EV charging outlet. Built by a well-respected local Bellingham builder known for quality craftsmanship that's genuinely hard to replicate at this price point. Turnkey, downtown, no association. This caliber of construction rarely comes available in this location.