160 feet of no-bank waterfront on Oak Bay with second-class tidelands. Two parcels totaling 2.66 acres. The primary parcel (1.35 acres) holds the home, garages, and ADU. The adjoining parcel (1.31 acres) is vacant, and wooded with potential for further development and room to expand, or simply hold as your own private buffer against the world. Walk out the door, and you're on the beach. No bank. No bluff. Kayak, crab, paddleboard, all of it, right from your own shoreline on a dead-end road in Port Ludlow. The main residence is a fully remodeled 2-bed, 3-bath with inch-thick marble countertops, custom oak dovetail cabinetry, hardwood and tile floors throughout, and a new Trane XV19 heat pump installed in 2021. Two substantial garages, one with two bays, one with three, deliver compound-level flexibility. One has tall bay doors for a full-size RV, boat, or trailer with a fully appointed 1-bed, 1-bath mother-in-law apartment above, private deck, water views, and real rental income potential. The second houses a professional woodworking studio. A whole-home generator with three large propane tanks means power outages are simply not an event here. No bank. No compromises. Welcome home.