Discover your private no-bank waterfront retreat in this beautifully crafted 2022-built home! Nestled on over 2.6 acres of serene, landscaped property, this 3-bedroom, 2-bathroom residence offers the perfect blend of modern comfort & timeless charm. Enjoy 100 feet of direct saltwater access with tidelands! This quality home comes completely furnished boasting all newer furniture! Step inside to bright, open living spaces designed for effortless entertaining and relaxed family living. AC, tile showers, granite counters, and quality cabinetry. The thoughtfully designed layout maximizes natural light & breathtaking waterfront views from multiple vantage points. The interior has modern finishes, high-end appliances, & exquisite flooring throughout. Outside, the meticulously maintained grounds feature elegant landscaping & impressive retaining walls that create usable, beautiful outdoor spaces perfect for gatherings or quiet evenings by the water. Massive detached 44x40 ,3 bay shop w/ RV dump, half bath, tool room, & loft. Gated entry, Fenced garden, in-ground sprinklers, green house, outdoor kitchen, patio/deck, & storage. Unfinished cabin ready for your personal touch! Transform into guest quarters, or a rental. Whether you're seeking a peaceful primary residence, a weekend escape, or an investment property w/ strong upside, this waterfront gem delivers rare privacy, functionality, and natural beauty all in one package. Come moor your boat, watch the wildlife, & relax in style!