Discover unparalleled beauty of low-bank waterfront living in this contemporary Northwest gem on the south shore of Lake Samish. Filled with natural light, this 3-BR, 3-BA home features stunning Red Birch Heartwood floors, premium custom Alder cabinets, wood clad windows and exquisite vertical grain fir trim throughout. The dramatic living room boasts soaring vaulted ceilings, a cozy propane fireplace, and a massive wall of windows framing spectacular lake and mountain views. Wake up to calming water vistas from the primary loft suite, complete with a viewing balcony, spa tub, and a flexible bonus space perfect for a home office, gym, or nursery. The separate upstairs back wing provides excellent privacy with 2 additional bedrooms, a full bath, and a T.V watching or den area. The updated chef's kitchen features a propane range, quartz countertops and lake views. Outside, your private dock awaits for boating, swimming, and paddle boarding in an idyllic setting filled with soaring eagles. Entertaining is seamless with a private courtyard entry, lakeside TimberTech deck, and patio. Upgrades include durable Hardie Plank siding, 2 efficient heat pumps, 2 leased propane tanks, a backup generator, and covered boat/tool storage. Features an attached 2-car garage with exceptional additional parking on a quiet, dead-end street. A 10 min drive to Bellingham while centrally located with quick access to Mt. Vernon. Rare opportunity to enjoy desirable, year-round lakefront living.