Beach access right across the street! This rare Birch Bay property comes with something even better - the seller is open to creative financing and would love to make a deal work for the right buyer. Terms as low as 3% may be possible. All the units have been beautifully updated with electric fireplaces in each to warm up on those cozy evenings after long days of beach and sun. You've got a spacious 2 bed / 2 bath that would make a perfect owner suite or strong rental, plus three 1 bed / 1 bath units and a potential studio. Terrill Creek runs along the back, and public beach access is literally steps away. Don't forget to ask about the possible 5th unit. Spend your days beachcombing, grabbing ice cream, or hiking the state park. Bring your catch back to the fish cleaning station, fire up the community BBQ, and enjoy it on one of the two patios. There's plenty of parking, including RV hookups, plus fruit trees and shared laundry. This one truly offers endless possibilities - whether it's your personal home, a VRBO, long-term rentals, or any mix of both. Flexible, creative financing makes it even sweeter AND YES VRBO IS ALLOWED