***No HOA + $10,000 Seller-Paid Concession!*** Beautiful 5.56-acre country retreat featuring a well-maintained 3-bedroom, 2.5-bath rambler bordering picturesque Scatter Creek. Seller is offering up to **$10,000 toward buyer closing costs, interest-rate buy-down, or other allowable costs with an acceptable offer.** A landscaped entrance, white three-rail vinyl fencing, mature evergreens, and a covered front porch create a welcoming arrival. Inside, enjoy vaulted ceilings, wood-wrapped windows, hardwood dining floors, granite kitchen countertops, spacious living areas, and a primary suite with a renewed tiled walk-in shower. Step outside to an expansive deck with hot tub overlooking fenced pastures and Scatter Creek. The fields are ready for livestock, horses, or hobby farm use, while the rustic barn, built from rough-cut lumber milled from the property, adds authentic country charm. Additional features include an attached one-car garage, detached two-car shop with RV cover, 30-amp RV hookups, wood shed, and gutter covers. Roof recently cleaned and wood stove serviced. Exceptional privacy with no neighbors in direct view. Home outside of flood zone; determination available in supplements.