$10K closing cost or rate buy-down credit. Permanent buy-down? 2-1 buy-down? Check with your lender for how to maximize your savings. At under $500K this well-designed corner-lot home delivers a highly functional, purposeful floor plan with added privacy and elbow room. The main level features durable laminate flooring in the entry and kitchen, a great room warmed by a gas fireplace, and a versatile bedroom with a large closet - ideal as a home office or guest space. The spacious kitchen is built for everyday routines and weekend entertaining, with granite countertops, stainless steel appliances, a gas cooktop, abundant cabinet storage, a pantry, and an eat-up island perfect for casual dining. Upstairs, a generous loft provides a flexible second living area, great for relaxing, entertaining, a media lounge, or working from home. Three bedrooms complete the upper level, highlighted by a primary suite with an attached ensuite bath and a walk-in closet. Minutes to PSNS, Bangor, St Michael Medical, Seattle Ferry, and Silverdale dining and retail. Outside, the fully fenced backyard is ready for barbecues, gardening, pets, and outdoor play, and the desirable community includes a nearby park. Centrally located close to amenities, including downtown Silverdale, area military bases, PSNS, and the Bremerton-Seattle ferry for an easy commute, this home combines comfort, functionality, and location. Schedule your private tour today.