Ditch high bank rates & hefty commercial loan fees with attractive owner financing options. Seller is offering competitive down payment & interest rate terms, saving you thousands in upfront capital to reinvest directly into growing your business. Situated just two blocks from the vibrant downtown arts and shopping district, this high-exposure commercially zoned property sits on a bustling main thoroughfare to ensure maximum visibility. Included is a special permitted use for an upstairs residence, making it a rare find for strategic investors.The main building delivers a functional layout complete with a dedicated conference room, kitchen area, multiple office and retail spaces & plenty of storage in the detached garage. Outdoors, you will find a rare, fully fenced contiguous double lot adorned with mature landscaping & fruit trees - providing an ideal setting for customer gatherings, garden seating, or future physical expansion. Complete with generous street parking and eight private parking spaces, this flexible property & zoning offers endless potential for a live-work setup, art co-op, gallery, boutique retail store, daycare, professional or medical office, garden cafe and more. Additional lot next door sold separately or as a bundle (315 W. 1st St.).